Is There Such a Thing
What Is In Your Wallet?
“You probably wonder why you are asking about what’s in your wallet,” said Susan Taylor, Iowa State University Extension and Outreach, human sciences specialist, Family Finance. Several years ago, I was traveling with my parents to visit my sister and the car failed due to encounter with a huge raccoon that took out the water pan. We were flying from Moline to O’Hare to Houston. We had a short layover in Chicago. At that time, Dad called his insurance agent and car dealership to have the vehicle worked on while we were gone.
Here is where what is in your wallet comes in. At that time, I might be exaggerating a little – it was like 52 card pick up in my Dad’s wallet. His discharge card from service was there, any membership cards he had as well as the important stuff, - driver’s license, health and insurance card and money.
You need only keep in your wallet what would be okay with losing.
Do not keep items in your wallet that have sentimental value attached, or expensive if lost; then you should avoid carrying them in your wallet. My friend’s wallet was stolen from her office contained the family pictures, request flyer mile cards, staff id to just name a few were in her wallet.
If someone steals your wallet, the thief will have access to password-protected content. As more websites and apps require passwords for security purposes, it can be hard to keep track of that information. Avoid keeping any sensitive information written down on a sheet in your wallet. (I had a grandparent who carried their grandchildren’s social security numbers for school related activities) A BIG No-No!
Your wallet contents:
You should carry your driver’s license or state ID.
You should NOT make a habit out of carrying your social security card, passport or birth certificate with you unless you need it for traveling.
Aside from the hassle of having to replace these items, they are a major source of identity theft.
Why? A thief could withdraw money from your account – if you use a Debit card a thief could easily take cash out and drain your account. Many times the thief will use like a credit card. As a consumer, you have more recourse with a credit card to stop charges.
During the holidays, we were carrying a large number of receipts - but we can remove the receipts from your wallet. The receipts paints a picture of your spending habits.
Gift Cards You may have received a few gift cards over the holidays. It feels natural for most of us to keep the gift cards in our wallet. If your wallet is stolen with your gift cards-, you have lost using the gift card.
Do a wallet inventory and lighten your wallet. Don’t be like my dad with his 52 card pickup.
• Studies show that people who eat more fiber take in fewer calories, and if you’re on a healthy mission, take heed: Keep your focus on whole food sources of fiber, like veggies, fresh fruits and nutritious whole grains.
• “Make life easier on yourself. Set a timer on your phone when you put a load of laundry in the wash. That way, you can pop it in the dryer right when it’s done. The less time your clothes sit, the better. You’ll be done with your laundry sooner, too.” — R.R. in Arizona
• Cinnamon in the garden? Yep, cinnamon is a natural fungicide, and you can use it on cuts on flowers to help the plant root. Simply dip the cut end in cinnamon powder before rooting.
• Use clingwrap over the top of a coffee mug or tumbler in order to take your drink “to go.” Just create a small hole at the edge of the cup for sipping, or poke a straw through the center for easy access.
• “I purchased a nice lotion in a very pretty pump bottle. After the lotion was all used up, I repurposed the bottle as a soap dispenser at my kitchen sink. It matches better, and I like having a pump bottle, because it’s easy to get a little bit of soap on your sponge.” — E.S. in Alabama
• “Add a solar-powered, motion-activated light to your patio, porch, garden, front door, etc., or anywhere you do not want animals to hang out at night. This has kept neighborhood cats from messing around in my garden during the summer, and because it’s solar powered, I moved it to near my back door for the winter months.” — I.C in Nebraska
• “To ensure your dishwasher or clothes washer is doing the best possible job of cleaning, turn on a nearby hot water faucet. Run the water until it turns warm, then start the washer. It will start with hot water and do a better job of cleaning.” — D.C. in Minnesota
• How to hang a gallery wall: Arrange your frames on the ground on top of a large piece of gift wrap (the back, blank side) or other blank paper. When you get the arrangement you want, outline each frame on the paper with a thick marker. Also note where the nail must go in order to hang each frame. Then simply tape the paper to the wall and drive in the nails at the noted spots. Rip the paper off the wall (gift wrap tears easily) and hang the frames on the nails left behind.
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© 2019 King Features Synd., Inc.
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